The first section of the health care refrom takes place on September 23, 2010. Here are some of the changes that will be in effect according to Humana to new policies . This changes will take place on policies already in place on their renewal.
-Adult children will be allowed to remain on their parent's plan until they reach age 26.
-Plans will have an unlimited lifetime maximum
-No annual dollar limits on covered essential health benefits.
-Plans will cover services for emergency medical care administered in a hospital's emergency facility at the in-network benefit level.
-Plans will will cover in-network preventive care services at 100 percent. Members will not pay a copayment , coinsurance, or deductible.
-Pre-existing condition limitaions will not apply to a covered person under age 19.
-Covered person will have the right to an internal appeal and external claims review.
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